Topic: Credit Cards

CREDIT CARDS

Halloween Spending Expected to Drop to $162 as Economic Uncertainty Haunts Budgets

LendingTree | Fewer Americans say they’ll spend on Halloween-related purchases this year, and those who do expect to spend significantly less than last year. That’s the sobering news from LendingTree’s 2026 Halloween spending survey, which also found that nearly 1 in 4 people who plan to celebrate the holiday this year will probably take on debt to do so.

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CREDIT CARDS

Average Credit Card Interest Rate in US Today

LendingTree | The average credit card interest rate in the U.S. rose to 23.79% in May, the first increase since September. LendingTree reviews about 220 of the most popular credit cards from over 50 issuers to analyze the current state of credit card interest rates. We publish our findings here.

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CREDIT CARDS

2026 Credit Card Debt Statistics

LendingTree | Americans have an absolute mountain of credit card debt — $1.252 trillion, to be exact. This credit card debt statistics page tracks Americans’ credit card use each month. We update this page regularly, examining the amount of debt people have, how often they carry a balance from month to month, how frequently they pay their credit card bills late and more.

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CREDIT CARDS

US Gas Prices Soar Nearly 44% Nationwide — Every State Hit With Double-Digit Increases

LendingTree | Gas prices are climbing sharply across the U.S., leaving no state untouched. The national average hit $4.50 per gallon on May 12, 2026 — a steep 43.6% jump from a year ago — with double-digit increases in every state and metro. After rapid increases in recent months, drivers are now seeing some of the highest prices in years, with costs over $6.00 per gallon in California and surging by more than 50.0% in 12 states.

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CREDIT CARDS

2026 Credit Card Debt Statistics

LendingTree | Americans have an absolute mountain of credit card debt — $1.277 trillion, to be exact. This credit card debt statistics page tracks Americans’ credit card use each month. We update this page regularly, examining the amount of debt people have, how often they carry a balance from month to month, how frequently they pay their credit card bills late and more.

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CREDIT CARDS

Average Credit Card Interest Rate in US Today

LendingTree | The average credit card interest rate in the U.S. held steady at 23.75% in April, snapping a six-month streak of declines. LendingTree reviews about 220 of the most popular credit cards from over 50 issuers to analyze the current state of credit card interest rates. We publish our findings here.

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CREDIT CARDS

Nearly 6 in 10 Gen Z Cardholders Typically Pay Just the Minimum on a Credit Card

LendingTree | Almost 6 in 10 Gen Z credit cardholders say they typically make only the minimum payment on at least one of their cards each month. LendingTree surveyed more than 1,500 American cardholders about bad habits, misconceptions and mistakes they make with their cards. While paying just the minimum is one of the worst habits you can get into with your credit card, it’s hardly the only common misstep cardholders make. A troubling number of cardholders believe costly credit myths, don’t know basic information about key details of their cards and even forgo emergency savings because they see their credit card as a safety net.

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