MORTGAGE
LendingTree | Americans collectively owe $13.17 trillion in mortgage debt, accounting for 70.1% of total U.S. consumer debt. Just 0.92% of mortgage debt is seriously delinquent, indicating that most borrowers are keeping up with their payments. This page examines total mortgage debt, the number and size of mortgages, and key loan performance metrics such as delinquency and foreclosure rates.
MORTGAGE
LendingTree | Looking to buy your first home? Expect to get a smaller loan and pay higher rates. That’s one unfortunate takeaway from a LendingTree analysis of more than 89,000 mortgage purchase inquiries made on our platform in 2025. We also found that first-time homebuyers plan to make smaller down payments than repeat buyers, and that there’s one state in which first-time buyers dominate the market.
MORTGAGE
LendingTree | The average rate on a 30-year fixed mortgage fell below 6% for the first time since September 2022, according to Freddie Mac data released on Thursday. Here’s what LendingTree chief consumer finance analyst Matt Schulz has to say about the decrease.
MORTGAGE
LendingTree | The possibility of homeownership has gotten so far out of reach for many Americans that they’re even rooting for the housing market to crash so they can afford to buy.
MORTGAGE
LendingTree | Racial inequality is a major issue in the U.S., with systemic racism and historical discrimination causing various challenges in daily life — including in homebuying. This is especially true for Black Americans, who are among the most economically disadvantaged groups. In this LendingTree study, we found that the Black homeownership rate across the 50 largest metros was 43.6%, compared with 70.3% among white householders.