CREDIT CARDS
LendingTree | More than 8 in 10 (82%) parents of children younger than 18 say having and raising kids has gotten more expensive in the past year, according to a LendingTree survey of parents. The financial pressure is already changing family sizes for many, as 44% say they have fewer children because they can’t afford more.
MORTGAGE
LendingTree | Four in 10 homeowners received financial help with the down payment on their current home, including nearly 80% of Gen Z homeowners, and more than a third of those who got help say they wouldn’t have been able to buy their home when they did without it.
INSURANCE
LendingTree | Growing concerns about extreme weather and rising insurance costs are reshaping how people think about homeownership and where they choose to live. In fact, 30% of homeowners have decided not to buy or make an offer on a home due to concerns about hazard risks, according to our survey of 2,060 U.S. consumers.
AUTO
LendingTree | Today, more than a third of U.S. borrowers with active auto loans are financing their vehicles for longer than six years — which can significantly increase the amount of interest they pay over the life of the loan. This LendingTree study explores auto loan terms by state, monthly payment totals and more.
PERSONAL LOANS/DEBT
LendingTree | Side hustles remain a key financial lifeline for many Americans, but their popularity is beginning to cool. According to a LendingTree survey of nearly 2,050 U.S. consumers, today’s side hustlers are earning more than ever — $1,242 a month — and often rely on that extra income to keep up with rising costs. But while side hustles help many stay afloat financially, most side hustlers would ultimately prefer the stability of a single, reliable paycheck.
CREDIT CARDS
LendingTree | Americans have an absolute mountain of credit card debt — $1.277 trillion, to be exact. This credit card debt statistics page tracks Americans’ credit card use each month. We update this page regularly, examining the amount of debt people have, how often they carry a balance from month to month, how frequently they pay their credit card bills late and more.
CREDIT CARDS
LendingTree | The average credit card interest rate in the U.S. held steady at 23.75% in April, snapping a six-month streak of declines. LendingTree reviews about 220 of the most popular credit cards from over 50 issuers to analyze the current state of credit card interest rates. We publish our findings here.
CREDIT CARDS
LendingTree | Gas prices are climbing sharply across the U.S., leaving no state untouched. After rapid increases in recent months, drivers are now seeing some of the highest prices in years, with costs nearing $6.00 per gallon in California and surging by more than 40.0% in some states.
PERSONAL LOANS/DEBT
LendingTree | A growing percentage of buy now, pay later (BNPL) users say they’ve paid late on one of these loans in the past year. Now, 47% of BNPL users have done so, up six percentage points from 2025 and 13 percentage points from two years ago. That’s just one of the troubling findings in LendingTree’s 2026 Buy Now, Pay Later Report. We asked consumers about their behaviors and perspectives regarding these popular loans. Along with increased late payments, we found that more users are buying groceries with these loans and carrying three or more BNPL loans at once, and that more than half of BNPL users say they wouldn’t be able to make ends meet without them.
MORTGAGE
LendingTree | Housing costs consume a large portion of most household budgets. When added to essentials like groceries, transportation, utilities and other monthly bills, many Americans are left financially stretched. Data offers some modest relief: The average monthly payment on a new mortgage fell 2.4% to $1,942 in 2025, down from $1,990 the previous year. Still, affordability pressures remain significant. Nearly 1 in 4 new borrowers devote at least 30% of their income to mortgage payments — a common benchmark for housing cost burden.
