INSURANCE
LendingTree | Car insurance is a must-have for drivers, but it’s become one of the hardest bills to afford for many households. This LendingTree survey of 2,000 U.S. consumers shows how far the strain reaches — leading drivers to cut spending, trim coverage, skip claims and, in some cases, go without insurance.
HEALTH
LendingTree | Where a woman lives can shape how easily she gets prenatal checkups, finds an in-network OB-GYN or delivers at a hospital with strong maternity practices — and a LendingTree analysis shows that access and quality are improving in some states while worsening in others. Using measures spanning insurance coverage, provider availability and hospital performance, LendingTree ranked 49 states (Rhode Island was excluded because of a lack of new quality data) to determine where pregnant women and those giving birth are best — and worst — served. Here’s what we found.
INSURANCE
LendingTree | Where you live might say a lot about your odds of being involved in an accident. An analysis of QuoteWizard by LendingTree insurance quote data found that accident rates vary wildly from one U.S. city to the next, with drivers in some cities facing nearly twice the national average risk. Here’s a look at which cities are most accident-prone and how to ensure you’re prepared for an accident with your car insurance.
HEALTH
LendingTree | A hospital stay can now carry expenses exceeding what the average American earns in two and a half months of work. A LendingTree analysis found that the average inpatient stay carries an estimated $16,353 in hospital expenses. Depending on where you live, earning that amount could take anywhere from a couple of months to the better part of a year.
INSURANCE
LendingTree | Having insurance and using it are two different things. This LendingTree survey finds that half of Americans with auto or home insurance have held off on filing or pursuing a claim they were otherwise entitled to — often because they’re worried about what it might cost them down the line. Here’s a closer look at what’s keeping policyholders from picking up the phone, and what happens when they don’t.
INSURANCE
LendingTree | Poor credit can cost you in more ways than higher borrowing costs. It can also make your car insurance significantly more expensive. A LendingTree analysis found that drivers with poor credit pay an average of 68.2% more for full coverage auto insurance than drivers with good credit. That difference adds up to an extra $1,553.49 per year, or $4,660.46 over three years.
INSURANCE
LendingTree | Homeowners across the country are getting an unwelcome wake-up call: Wildfires are no longer a regional problem. This LendingTree analysis finds that wildfire activity has surged nationally over the past five years, forcing homeowners beyond the usual danger zones to reckon with a threat that’s reshaping home insurance costs, coverage decisions and financial peace of mind.
INSURANCE
LendingTree | A LendingTree analysis found that home insurance makes up 8.5% of the typical monthly housing costs for homeowners with a mortgage nationwide. In some states, however, that share is much higher. In Nebraska, for instance, nearly 1 in every 5 dollars that homeowners spend on monthly housing costs goes toward insurance, highlighting how weather risks and rising claims costs continue to reshape housing affordability across the country.
INSURANCE
LendingTree | A single instance of risky driving can have deadly consequences. Across the U.S., aggressive driving, inattentiveness, careless operation and other dangerous behaviors contribute to fatal crashes. Some demographic groups, vehicle models and states are associated with these crashes more frequently than others. For example, LendingTree research found that men accounted for nearly 4 in 5 fatal crashes involving aggressive or careless driving in 2024.
INSURANCE
LendingTree | Driving under the influence — commonly known as DUI — is incredibly dangerous. Even when a crash doesn’t result in severe injuries or fatalities, a DUI conviction can carry major financial consequences that follow drivers for years. A LendingTree study found auto insurance premiums increase by an average of 74.5% across U.S. states after a DUI, raising average annual rates from $2,130 to $3,716. The financial impact varies significantly by state, with premiums in one state more than tripling after a DUI.