INSURANCE
LendingTree | Home insurance is a fast-rising household expense in America. Between 2020 and 2025, rates climbed a cumulative 46.8% nationally — and not a single state was spared from an increase. Here’s a closer look at where rates rose the most.
INSURANCE
LendingTree | Telematics-based car insurance programs, which track driving behavior to determine premiums, are becoming increasingly mainstream. According to our survey of 2,000 U.S. consumers, drivers aren’t only aware of these programs, but many would willingly share their data if it meant saving money.
INSURANCE
LendingTree | America’s roads and bridges are showing signs of strain. While there have been modest improvements in recent years, there are large disparities by state. Nationally, 8.9% of road miles are in poor condition, though that figure varies from 1.8% in Alabama to 31.5% in Rhode Island. Here’s a closer look at which states have seen the biggest changes in road and bridge conditions, and how these factors can impact your auto insurance.
INSURANCE
LendingTree | Growing concerns about extreme weather and rising insurance costs are reshaping how people think about homeownership and where they choose to live. In fact, 30% of homeowners have decided not to buy or make an offer on a home due to concerns about hazard risks, according to our survey of 2,060 U.S. consumers.
INSURANCE
LendingTree | After a fatal car crash, every minute matters. Across the U.S., the average EMS response time after a fatal crash is 10.0 minutes, according to LendingTree research — but that figure varies widely depending on where and when the crash happens.
INSURANCE
LendingTree | Homeowners won’t be surprised to learn that home insurance rates have been rising — far faster, in fact, than inflation and income growth in recent years. LendingTree research finds that, from 2020 through 2025, regulator-approved home insurance rates rose 45.8% nationally, compared with a 26.1% inflation rate. That’s a notable 19.7 percentage point gap, or nearly double (about 1.8 times) inflation.
INSURANCE
LendingTree | Houses are often Americans’ biggest investment, but many don’t have the proper safety nets to protect them. In fact, 12.2 million U.S. owner-occupied homes are uninsured, according to LendingTree research, leaving these homeowners vulnerable to disasters. Here’s a look at where the rate of uninsured homes is highest, plus our top tips on finding the best home insurance rates.
INSURANCE
LendingTree | One mistake behind the wheel can stick with you long after the repairs are done. In LendingTree’s analysis, an at-fault accident that results in at least $2,000 in property damage raises full coverage premiums by 45.0% on average. That’s about $1,031 more per year, or roughly $3,093 over three years. And the pain isn’t evenly spread: Some states and age groups see far bigger jumps than others.
INSURANCE
LendingTree | Many drivers have a favorite car brand or one they hate seeing on the road. Their distrust may be warranted, whether they’ve had bad experiences with other drivers or they buy into another brand’s reputation.
INSURANCE
LendingTree | Rising construction costs, inflation and increasingly severe natural disasters have driven significant volatility in the home insurance market, leading to higher premiums and reduced coverage availability in some regions.